Apply for a Home Loan

Ready to apply for a new home loan or refinance an existing mortgage? Apply directly through the Network Financial Group website.
You may choose to complete short application to get started, or the full application to submit documentation and have your loan processed.

Full Application
(I have all my documents ready.)
Short Application
(I just want to start the process.)

Flexible Reverse Lending Mortgages for Peace of Mind

Reverse mortgages are increasing in popularity with seniors who have equity in their home and want to supplement their income or not have any mortgage payment ever again. The only reverse mortgage insured by the U.S. Federal Government is called a Home Equity Conversion Mortgage (HECM), and is only available through an FHA-approved lender. If you are a homeowner age 62 or older and have paid off your mortgage or paid down a considerable amount, and are currently living in the home, you may participate in FHA's HECM program. The HECM is FHA's reverse mortgage program that enables you to withdraw a portion of your home's equity. The amount that will be available for withdrawal varies by borrower and depends on:

  • Age of the youngest borrower or eligible non-borrowing spouse;
  • Current interest rate; and
  • Lesser of appraised value or the HECM FHA mortgage limit or the sales price.

If there is more than one borrower and no eligible non-borrowing spouse, the age of the youngest borrower is used to determine the amount you can borrow.You can also use a HECM to purchase a primary residence if you are able to use cash on hand to pay the difference between the HECM proceeds and the sales price plus closing costs for the property you are purchasing. To learn more about FHA's HECM program, contact Robert today.

Let’s get you financed. Contact Network Financial Group today to get started.